If your employer does not have workers’ compensation insurance and you are injured on the job, you may be able to file a personal injury lawsuit against your employer in civil court to recover medical expenses and lost wages related to your injury.
Some employers are exempt from providing workers’ compensation. Farm workers, for example, are generally not covered by workers’ compensation because farm property owners are not required to have this insurance. That said, the property owner could still be held responsible if they fail to provide a safe workplace. A lawyer experienced in Employer Negligence Claims can help determine your legal options after reviewing the details of your case. Schedule a complimentary consultation for more information.