A workers’ compensation case can be filed directly against an employer and its insurance company any time an injury occurs at work, to help pay costs of recovery, such as medical bills, and lost wages. A worksite injury civil claim (a third-party claim) is initiated when negligence of a third party contributed toward or directly caused the injury. This civil lawsuit can be filed against a landowner, construction site general contractor, subcontractor, or potentially a manufacturer of a product. In most instances a workers’ compensation claim and a worksite site injury claim can be filed simultaneously.

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